Online Help
This section of our website has been launched to tell you a bit more about us and how we can help you.It also aims to give you handy information about credit and loans so that you can make informed decisions before you apply online. As a starter we have listed a number of frequently asked questions below with their answers. In the coming months we will be providing more information, news and views and online help.
FAQs
- How much can I borrow?
From £500 upwards. There really is no limit on the amount you can borrow provided you can afford the monthly repayments.
- What can I use my loan for?
Our loans are for any purpose. The most popular uses for our loans are debt consolidation, car loans, holidays, home improvements and weddings, although you are not limited in any way to these options.
- Are there any fees charged?
We do not charge any up front application fees.
- What happens if I change my mind?
You can cancel your application at anytime, you are under no obligation to proceed.
- Can I pay the loan back early?
Yes you can. You should get a nice discount of interest for paying the loan back early.
- I have bad credit, can I apply?
Yes. All circumstances are considered including ccjs, arrears and defaults.
- Is my application confidential?
Yes, it is completely confidential.
- Can I borrow more money in the future?
Yes, we are always happy to offer further monies.
- How do I make repayments?
Loans are usually repaid via direct debit through your bank or building society account.
- Can I see my credit report?
It is possible to see your credit report free online. Please visit our credit report page for more information.
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